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Interactive Retirement Plan Strategy Hub

Your guide to 2025 U.S. retirement planning

Retirement Plan Explorer

Select your profile to see the retirement plans best suited for you. Click on any plan to see detailed information.

Contribution Maximizer

For self-employed individuals. Enter your age and net business income to see how a Solo 401(k) allows you to save significantly more than a SEP IRA.

Your Profile

Your Age

Net Business Income (Sch. C)

Advanced Strategy Simulator

Tools to help high-income earners understand complex retirement strategies.

Backdoor Roth IRA: Pro-Rata Rule Simulator

This tool demonstrates how existing pre-tax IRA balances can make a Backdoor Roth IRA conversion taxable. Enter your existing IRA balance to see the impact.

Your Existing Pre-Tax IRA Balance (Traditional, SEP, SIMPLE)

Assumes a $7,000 non-deductible contribution for the Backdoor Roth IRA.

Mega Backdoor Roth IRA: Contribution Space Calculator

If your 401(k) plan allows after-tax contributions, you can "supercharge" your Roth savings. See how much space you have left to contribute up to the overall limit.

Your Employee 401(k) Contribution

Your Employer's Contribution

Available for Mega Backdoor Roth:

$36,500