Premium Tax Credit (Tax Benefits Reclaimed by Filing Form 8862 )

Credit Reinstatement Navigator

Find out if you need to file Form 8862 to reclaim your tax credits.

1. Which credit was disallowed?

Select any credit the IRS reduced or disallowed for you in a prior tax year for a reason other than a math error.

Earned Income Credit (EIC) Child Tax Credit / Other Dependents (CTC/ODC) American Opportunity Tax Credit (AOTC)

2. Your Next Step & Benefits

Select a credit to see your required next steps and the benefits you can reclaim.

You must file Form 8862 with your tax return to claim these credits again.

Benefit of Reclaiming the EIC:

The EIC is a major refundable credit for working families that can be worth thousands of dollars, significantly boosting your refund.

Benefit of Reclaiming Child-Related Credits:

These credits directly reduce the tax you owe and can provide a refundable portion, offering key financial support for families.

Benefit of Reclaiming the AOTC:

This credit helps cover college costs, providing up to $2,500 per student, with a portion being refundable to help with expenses.

Get Form 8862 from IRS.gov

This tool is for informational purposes only and does not constitute tax advice. Filing Form 8862 is required to prove your eligibility to the IRS after a prior disallowance.