Premium Tax Credit (PTC) Estimator
See how much you can save on Marketplace health insurance.
Your Information
Enter information about your household and health plan to estimate your credit. You can find premium amounts on your Form 1095-A from the Health Insurance Marketplace.
Estimated Results
Total Premium Tax Credit (PTC)
$0
Your Tax Return Impact
$0
Enter your info to see the result
How the Premium Tax Credit Works
💰
Advance Payments (APTC)
You can get the credit in advance as a monthly payment sent directly to your insurer, which lowers your monthly premium bill.
📄
Year-End Reconciliation
You must file Form 8962 with your tax return to compare the APTC you received with the actual credit you qualify for based on your final income.
✅
Refundable Credit
If you didn't receive APTC, or got less than you qualify for, you can claim the full credit on your tax return, which can increase your refund.